Personal accident (PA) takaful is an annual plan that provides you or your beneficiaries with compensation in the event of death, disablement or injuries arising from an accident.
Do's and Don'ts:
- Do disclose all material facts on the risks to be covered.
- Do read the 'Important Notice' on the Proposal Form.
- Do answer all questions fully and accurately.
- Do complete and sign the Proposal Form yourself.
Personal Accident Takaful: What To Not Do
- Don't leave any question in the Proposal Form unanswered.
- Don't use ticks & dashes to answer the questions requiring full answers.
- Don't withhold or misrepresent any material fact. Otherwise, the plan issued will be void, meaning that the claim can be repudiated.
- Don't sign any blank forms.
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