Personal Accident Insurance: A Need or A Choice?

16 Mar 2015


Most people is still not interested when talk about insurance, whether to know the benefits or the important of an insurance or about a long term protection that could financially help someone.

So do you think insurance is really as a need? Of course the answer should be “No”. How many of us are driving vehicle and riding motorcycles to working place or when doing daily activities? Have you ever witness accident on your way to the destination? If yes, for sure you will feel terrified and sympathy to see victims who injured or died in the incident.

However, have you ever think that if you or your family or your close ones involve in accident as well? Probably, you may feel relief if the accident does not cause of any injuries, but what if the accident has taken life someone you love and at the same time you need to takeover all the responsibility from them? Besides loosing loved ones, you may also need to figure out how to pay all the remaining debts commitment. 

If you really love and appreciate your family, you definitely will not want to burden them once you killed by the accident. As an example, who will continue to pay your car and study loan when you destiny died in accident? For sure, it’s become your family responsibility to pay for all the commitments right?

Indirectly it will increase your family current commitment and most probably will affect their financial stability. However, burden could be reducing if you have awareness to cover yourself with personal accident insurance which it can help you at least by using the insurance compensation money could pay all your debt.

Nevertheless it's all depending on your own decision. You have the answer for the doubt of seeing personal accident insurance as a need or choice. The best way to protect yourself and your loved one is to find other alternative to ensure your own protection if you're died or disable due to accident.

Even though compensation from the personal accident insurance will not bring back life but at least it can help to reduce burden of your family financial to continue their life. For peace of mind, be sure you have an adequate protection before you leave home. 

Image source:

http://blogs.swarajyamag.com/wp-content/uploads/sites/2/2015/01/Child-Protection.jpg

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