Raya Accident Numbers Not Good

OP Selamat will last for 15 days over the Hari Raya Aidilfitri festive season during which the police will try their hardest to prevent road accidents. Unfortunately, a mere four days into the operation things are not looking good. In spite of the numerous measures put in place to ensure that roads are safe for the balik kampung exodus the number of accidents has exceeded the number for the same period last year. A total of just under 6,500 translates to a 10.7 per cent increase from last year’s under 6,000 cases. 

However, the number of fatal accidents and fatalities is slightly lower this year. Selangor figures large as having the most dangerous roads. Almost a third of all accidents occurred in the country’s richest state and obviously, despite the excellent road network, drivers are less than responsible. According to the police, selfish drivers are the main contributors to the horrendous statistics. If the number of accidents continues to increase year by year, despite the authorities’ best efforts, something more drastic is needed. Penalties must be such that they constitute a real deterrent. Hitting pockets where it hurts most, fines must be commensurate with the offence. Suspending the offender’s driving licence for a substantial amount of time is another option. 

Those causing fatalities must be imprisoned for manslaughter, at least, and never be allowed to drive ever again. Keeping the roads safe is proving to be quite a challenge. There is a sense that Neanderthals are loose on our roads, turning the holidays into a circus of tragedies. Therefore, as in the circus, the ringmaster must crack the whip to get the wilful into line and secure the safety of other road users. Those who protest against harsh, firm action are doing a disservice to law-abiding citizens. The bottom line is freedoms are not guaranteed when irresponsibility runs rampant.

The rule of law is straightforward: respect it or pay for your sins. All that is for next year, but for now those driving home must cooperate to bring down the number of road accidents and fatalities during this year’s Raya exodus. There are still another 10 days to Op Selamat and the onus is on those on the roads to make it a year where safety trends; where the statistics will be a pleasant surprise; and, where fewer tears will be shed by both families and insurance companies. Remember never to drive when tired because the danger is one may fall asleep at the wheel. Remember to drive at a reasonable speed and don’t overtake unnecessarily.

Remember to not use your mobile phone while driving. It is an offence. Remember to keep your eyes on the road and don’t be distracted by the chatter of your passengers. The rest and recreation areas are exactly what they are called so take to opportunity to stop at these places to stretch your legs and ease the strain of long-distance driving. It has been a good Aidilfitri celebration, why spoil it? Stay cool and calm, and let patience reign. 429

Article Source: 

http://www.nst.com.my/news/2016/07/157334/raya-accident-numbers-not-good

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Having a Financial Backup Plan

Your personal financial plan would be derailed due to:

The death of primary or one of the breadwinners –Needless to say this one event can take you from home to street. Did you check the nomination and beneficiary info of your working spouse’s investments? Do you know if the primary bread winner has sufficient insurance coverage?

Job loss – Here’s something else to think about - accidents, injuries, illnesses or other circumstances could force you to leave your job sooner than intended. If your job ends prematurely, your regular income, benefits and retirement plan contributions usually end with it.  

Economic slowdown – More people will jobless, do you have enough back up financial plan to survive?

Severe illness – Illnesses that take away the ability to work is a serious threat to your ability to manage finances. When you can’t work to earn the living you need to have protection against disability.

Unpredictable event - For many families, continuity of income is dependent on the continuation for life and health of the breadwinner. Life insurance guarantee adequate family income in any unpredictable event

What the backup plan should look like

Backup financial plans should center around insurance, beneficiary, nominee and alternative investment or savings options. An ideal and full proof backup plan should also consider. Most importantly, this backup financial plan should be in writing.

In computer document or on a piece of paper, write down the various financial disorders that you may face. Then write down the backup plan against each of such items. Make sure you have insurance coverage that can cover yourself, your family, your vehicles and your health.

Article Source:

http://onecentatatime.com/financial-backup-plan/
https://www.voya.com/articles/prepare-back-plan-your-plan

Photo Source: 

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Tips Cegah Penuaan Dini, Agar Terus Awet Muda

Penuaan merupakan hal yang pasti akan dialami oleh semua orang. Seiring pertambahan usia, jaringan kolagen dan elastin pada kulit semakin melemah dan mula menampakkan tanda-tanda penuaan. Kulit biasanya memiliki fungsi melindungi bagian tubuh dari berbagai macam gangguan dan rangsangan luar.

Namun sebaiknya bagi Anda yang sudah berumur 30 tahun ke atas sebaiknya mulailah menjaga kesehatan tubuh dan kecantikan wajah. Ayo, ikuti beberapa tips cegah penuaan dini berikut.

Olahraga

Kebiasaan jadual harian yang sibuk menghadkan untuk Anda bersenam. Jadi apapun sempatkan berohlahraga minimal 3 kali dalam seminggu sekurang-kurangnya selama 30 sampai 60 menit. Seperti jogging, bersepeda, renang atau bersenam di gym. Ini kerana berolahraga baik untuk tubuh dan jantung yang juga merangsang sistem hiposis hipotalamus di otak yang mengeluarkan hormon anti aging yang kuat.

Minum Air Putih

Minum air putih yang cukup dapat membuat kulit bebas dari kerutan dan melembabkan kulit. Kurang minum air dapat menyebabkan dehidrasi dan perlu untuk minum air putih sesuai dengan kebutuhan tubuh yaitu 6 hingga 12 gelas sehari. Demikian dapat mencegah terjadinya dehidrasi, sehingga mencegah terjadinya kulit kering dan menjaga kulit halus dan lembut.

Cukup Tidur

Memiliki tidur yang cukup antara 6-8 jam per hari dapat membuat kulit menjadi sehat. Bila Anda tidak mendapatkan tidur yang cukup dalam beberapa malam, tubuh akan melepaskan hormone stres kortisol lebih banyak. Selain itu, selama tidur sel pada tubuh dan kulit akan diperbarui. Malahan, tidur yang cukup bisa menghindari munculnya kantung di bawah mata.

Lindungi Kulit Dari Sinar Matahari

Pada dasarnya sinar matahari diperlukan oleh kulit. Namun sinar matahari juga merupakan faktor eksternal yang cukup untuk memberikan pengaruh signifikan bagi proses penuaan terhadap seseorang jika terkena sinarnya secara berelebihan. Untuk itu, memakai lotion pelindung sinar sangatlah penting.

Sumber Foto:

https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEj13pkYyrujDgsj4xid1dcfM3AuZPiqwdGr3iggwiimVanaJHsr77GQt0zrfB6l71KZEWU_kCz8TdVnLgK-xWvEkWmCKupEkQtydAQWk5nN5g_8FfzVGUDJB5WjmvIHfQfAUtE0BMamxHVE/s1600/Cara+Membuat+Wajah+Awet+Muda++www.tipsmempesona.com.jpg

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5 Tips To Reduce Migraine Headache

Migraine is a type of headache of varying intensity, often accompanied by nausea and sensitivity to light and sound It's also often localized in a certain area of the head and is sometimes accompanied by a vomiting. Migraine are usually progressively more painful and then undergo a gradual resolution.

There are few tips you can try to reduce migraine:

1. Get enough sleep it's very important to ensure your body in well rest. Usually most people need 7-9 hours sleep per night.

2. Different type of massage can be helpful in relieving the pain of migraine. Gentle massage soothing techniques can decrease stress, promote well being and help reduce migraine headache.

3. Try to lying in a darkened room to avoid sensitivity to light. Always choose for cold rather than heat to stop migraine pain.

4. Making changes to your diet and avoiding certain triggers can help you prevent migraine. This is because MSG is a flavor enhancer that has been shown to trigger migraines.

5. Always choose for cold rather than heat to stop migraine pain. Put ice pack at the back of your head because ice is an anti-inflammatory.

6. Stress can also be a cause of migraine. So the best way is to handle your stress by find the common migraine are stress, changes, in routine, and hunger. 

Photo Source:

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5 Hal Penting Persiapan Sebelum Berlibur ke Luar Negeri

Ada banyak hal yang perlu diingat ketika Anda mulai merencanakan untuk bepergian ke luar negeri. Jadi di sini adalah 5 tips checklist berguna untuk membantu Anda mempersiapkan diri sebelum pergi berlibur ke luar negeri.

Periksa Paspor Anda

Yang terbaik untuk kita lihat dan memeriksa paspor mana disimpan sebelum membuat rencana perjalanan langsung internasional. Dan sebelum berangkat cek dulu masa berlakunya. jangan sampai paspor Anda habis masa berlakunya.  Satu hal terpenting  saat ingin berlibur ke luar negeri adalah paspor dan visa. Jadi jangan lupa melakukan persiapan awal sebelum pergi berliburan.

Identitas Diri

Pastikan Anda membuat salinan dokumen penting Anda: seperti paspor dan visa, apabila sewaktu-waktu dibutuhkan. Mari mengatakan jika sesuatu terjadi pada paspor atau bahkan Anda. Pasti Anda masih ingin kembali ke negara itu dan dapat diandalkan untuk membuktikan kewarganegaraan Anda. Jadi jangan lupa untuk memfoto kopi semua identitas tersebut.

Memiliki Asuransi Perjalanan

Manfaat utama dari asuransi perjalanan adalah tutupan medis darurat Memiliki berlibur. Jika Anda sakit dan tiba-tiba memiliki kecelakaan. Ini memberikan perlindungan berharga dari yang tak terduga. Di samping, manfaat asuransi perjalanan memberikan Anda bepergian ketidaknyamanan karena untuk menunda penerbangan, pembatalan perjalanan dan hilangnya dokumen. Paling penting adalah perjalanan dengan ketenangan pikiran dengan melindungi Anda dan keluarga dengan Asuransi Perjalanan. Mari berasuransi di easicircle

Tukar Mata Wang

Baiknya sebelum memulakan perjalanan ke luar negeri Anda harus menukarkan uang rupiah ke mata uang negara tujuan dulu sebelum mulai pergi. Sangat penting bagi Anda untuk mempersiapkan uang tunai di tangan. Ini akan berguna jika Anda menemukan tidak ada yang kartu ATM Anda dan Anda terjebak tanpa uang atau kehilangan dompet. 

Ganti SIM Card

Anda juga boleh memanfaatkan fasilitas WiFi yang boleh diperoleh di hotel atau di tempat umum lainnya. Ataupun Anda hanya perlu membeli SIM Card handphone baru dan ganti dengan SIM card lokal negara tujuan apabila Anda ingin terus browsing internet di saat liburan.

Sumber Foto:

http://images.independenttraveler.com/homepage/beforeyoutravelbig.jpg

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5 Foods That Lower Cholesterol Naturally

Salmon

Research has shown certain types of fat actually protect against high cholesterol. Omega-3 fats are one of the natural health wonders of the world and have been shown to ward off heart disease and many other diseases.

One serving contains about 1.8 grams eicosapentaenoic acid (EPA) and docosahexaenoic acid (DHA) is an excellent source of protein because it is high in omega-3 fatty acids that are good for your heart while low in cholesterol and saturated fat.

Oat            

If you eat 1.5 cups of oatmeal each day, this is because oatmeal contains a type of soluble fiber called beta-glucan that can help lower cholesterol. Research shows you can lower your cholesterol 5-8%. Beta-Glucan the soluble fiber found in oats that acts like sponge, trapping cholesterol-rich and eliminating them.

Almonds

Adding almonds to your diet lowers your LDL cholesterol, or bad cholesterol, which is involved in creating plaques in your coronary arteries that can cause heart attacks. For example if some food lower the bad but also the good cholesterol then there may not be overall that much protection against heart disease.

Clinical diet studies show almonds can reduce your risk of insulin resistance and diabetes. Just adding almonds to your diet can improve your sensitivity to insulin. Just a handful of almonds a whopping 9 grams of monounsaturated fat that helping slash bad cholesterol.

Tomatoes

The lycopene they contain is believed to be why tomatoes are consistently linked with heart health. You may knock your bad LDL cholesterol levels down by as much as 10 percent, according to a recent study.

Cooking tomatoes for 30 minutes or longer raises levels of available lycopene. Researchers think the lycopene in tomatoes inhibits LDL production while at the same time helping break down this artery-clogging fat.

Green Tea

The flavonoids in green tea that are responsible for most of the good properties it displays.The researchers found that the subjects who received the green tea, on average, did see an effect on their cholesterol, but it was minimal. Flavonoids, the major antioxidants in tea, have been shown to prevent the oxidation of LDL cholesterol that leads to plaque formation on artery walls. 

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