Earn More, Spend Less
There so much way to earn more money by doing side income. You are the one who going to put effort to do so. Look for ways and find opportunity to increase your salary and side income. Wait
before you buy and spend only on what is important.
Invest Now
Invest when you are young and still healthy. You have an entire life ahead of
you. Delay investing
and you could lose out in retirement money. Getting started early gets you in the habit of putting
yourself and your financial future first.
I Love Job
Loving your job may not be easy for you but when
you love doing what you are doing. Indirectly you can develop skill and over
the time, you become good at what you’re doing. Do more than is expected to excel at
work. Ask for raise based on your proven accomplishments.
Budget and Manage
Your Cash
Pay
yourself first. Automate your saving and investing so that it’s taken out of
your account before you can spend it. By building up savings, one can handle
unanticipated expenses without going into debt and putting oneself in a
difficult situation.
Pay Off Your Credit
Card
Credit card debts are almost always unnecessary.
If you can’t pay for your
purchase in the month you buy, don’t get it. The solution is spending only 10%
of the credit limit. Let say, if your credit limit is RM5000, don’t spend more
than RM500. Credit card debt can increase money stress.
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